1. Accounting (n.) | การบัญชี | She studied accounting at university to become a certified public accountant. |
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2. Asset (n.) | สินทรัพย์ | The company's most valuable asset is its brand name. |
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3. Audit (n., v.) | การตรวจสอบบัญชี | The annual audit revealed some financial discrepancies that needed to be addressed. |
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4. Balance Sheet (n.) | งบดุล | The balance sheet provides a snapshot of the company's financial position at the end of the fiscal year. |
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5. Bankruptcy (n.) | การล้มละลาย | The store filed for bankruptcy after years of declining sales. |
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6. Bond (n.) | พันธบัตร | She decided to invest in government bonds for a safer return. |
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7. Budget (n., v.) | งบประมาณ | We need to review the budget to ensure we can afford the new project. |
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8. Capital (n.) | ทุน | They raised enough capital to start their own business. |
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9. Cash Flow (n.) | กระแสเงินสด | Managing cash flow is crucial for maintaining the financial health of a business. |
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10. Collateral (n.) | หลักประกัน | The bank required collateral for the loan. |
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11. Commission (n.) | ค่าคอมมิชชั่น | She earns a 10% commission on every sale she makes. |
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12. Compound (n., v.) | ดอกเบี้ยทบต้น | The interest on the savings account is compounded annually. |
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13. Credit (n.) | เครดิต | He has a good credit score, which allows him to borrow money at a lower interest rate. |
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14. Creditor (n.) | เจ้าหนี้ | The company negotiated new terms with its creditors to avoid default. |
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15. Debit (n., v.) | เดบิต | Each debit from the account is recorded in the bank statement. |
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16. Debt (n.) | หนี้สิน | The country's national debt has increased significantly over the past decade. |
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17. Depreciation (n.) | ค่าเสื่อมราคา | The company calculates depreciation on its assets every year. |
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18. Dividend (n.) | เงินปันผล | Shareholders are expecting a higher dividend this year due to increased profits. |
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19. Equity (n.) | ส่วนของผู้ถือหุ้น | The equity in their home has increased as property values have risen. |
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20. Expense (n.) | ค่าใช้จ่าย | Traveling for business can be a significant expense for the company. |
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21. Financial Statement (n.) | งบการเงิน | The financial statement showed a net profit for the quarter. |
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22. Fiscal Year (n.) | ปีงบประมาณ | The fiscal year for most companies ends on December 31st. |
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23. Fixed Asset (n.) | สินทรัพย์ถาวร | Buildings and machinery are considered fixed assets. |
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24. Forecast (n., v.) | การพยากรณ์ | The company forecasted a 10% increase in sales for the next quarter. |
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25. Income (n.) | รายได้ | His annual income has steadily increased over the past five years. |
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26. Inflation (n.) | เงินเฟ้อ | Inflation has caused prices to rise dramatically over the past year. |
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27. Interest Rate (n.) | อัตราดอกเบี้ย | The central bank lowered the interest rate to stimulate the economy. |
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28. Investment (n.) | การลงทุน | They made a substantial investment in the new technology startup. |
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29. Liability (n.) | หนี้สิน | The company has liabilities that exceed its assets. |
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30. Loan (n., v.) | เงินกู้ | She took out a loan to pay for her education. |
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31. Mortgage (n.) | จำนอง | They have a 30-year mortgage on their house. |
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32. Net Income (n.) | รายได้สุทธิ | After all expenses, the company's net income was higher than expected. |
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33. Overdraft (n.) | เบิกเกินบัญชี | He was charged a fee for overdraft on his checking account. |
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34. Principal (n.) | เงินต้น | The principal on the loan must be repaid over 15 years. |
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35. Profit (n., v.) | กำไร | The business made a substantial profit last year. |
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36. Recession (n.) | ภาวะถดถอยทางเศรษฐกิจ | The country is experiencing a recession, with high unemployment rates. |
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37. Revenue (n.) | รายได้ | The company's revenue increased by 20% last quarter. |
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38. Savings (n.) | การออม | He deposited his savings into a high-interest account. |
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39. Shareholder (n.) | ผู้ถือหุ้น | The shareholders voted to approve the merger. |
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40. Stock (n., v.) | หุ้น | She bought stock in several tech companies. |
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41. Tax (n., v.) | ภาษี | The government plans to increase the tax on tobacco. |
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42. Transaction (n.) | ธุรกรรม | All transactions are recorded in the company's ledger. |
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43. Treasury (n.) | คลัง | The treasury is responsible for managing the country’s finances. |
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44. Valuation (n.) | การประเมินมูลค่า | The valuation of the property was higher than expected. |
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45. Variable Cost (n.) | ต้นทุนผันแปร | Raw materials are considered a variable cost in manufacturing. |
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46. Venture Capital (n.) | ทุนเสี่ยงลงทุน | They secured venture capital to fund their startup. |
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47. Volatility (n.) | ความผันผวน | The volatility of the stock market makes investing risky. |
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48. Wealth (n.) | ความมั่งคั่ง | His wealth allows him to live a very comfortable life. |
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49. Yield (n., v.) | ผลตอบแทน | The bonds yield a 5% return annually. |
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50. Accounts Payable (n.) | เจ้าหนี้การค้า | The accounts payable department handles all incoming invoices. |
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51. Accounts Receivable (n.) | ลูกหนี้การค้า | Accounts receivable have increased due to higher sales. |
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52. Accrual (n.) | การค้างจ่าย | The accrual of interest on the loan was higher than expected. |
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53. Amortization (n.) | การตัดจำหน่าย | The amortization of the loan will take 10 years. |
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54. Annuity (n.) | เงินรายปี | He receives an annuity from his retirement fund. |
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55. Appreciation (n.) | การเพิ่มมูลค่า | The appreciation of the house value made them a good profit. |
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56. Arrears (n.) | หนี้ค้างชำระ | They were in arrears with their mortgage payments. |
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57. ATM (n.) | ตู้เอทีเอ็ม | He withdrew cash from the ATM. |
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58. Bad Debt (n.) | หนี้เสีย | The company had to write off several bad debts. |
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59. Bank Statement (n.) | ใบแจ้งยอดบัญชี | She checked her bank statement for any unauthorized transactions. |
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60. Blue Chip (n.) | หุ้นชั้นดี | Investing in blue chip stocks is considered safe and stable. |
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61. Bookkeeper (n.) | พนักงานบัญชี | The bookkeeper ensures all financial records are accurate. |
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62. Broker (n.) | นายหน้า | She contacted a broker to help her buy stocks. |
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63. Bull Market (n.) | ตลาดกระทิง | Investors are optimistic during a bull market. |
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64. Business Plan (n.) | แผนธุรกิจ | A solid business plan is essential for securing funding. |
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65. Cashier (n.) | แคชเชียร์ | The cashier gave him the correct change. |
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66. Ceiling (n.) | เพดาน | The interest rate ceiling has been set by the central bank. |
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67. Certificate of Deposit (n.) | ใบรับฝากเงิน | She invested in a certificate of deposit for a guaranteed return. |
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68. Checking Account (n.) | บัญชีเดินสะพัด | He writes checks from his checking account to pay bills. |
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69. Closing Price (n.) | ราคาปิด | The closing price of the stock was higher than expected. |
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70. Consignment (n.) | สัญญาฝากขาย | The goods were sold on consignment. |
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71. Cost of Goods Sold (n.) | ต้นทุนขาย | The cost of goods sold must be deducted from revenue to calculate gross profit. |
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72. Credit Limit (n.) | วงเงินสินเชื่อ | She requested an increase in her credit limit. |
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73. Current Assets (n.) | สินทรัพย์หมุนเวียน | Cash and inventory are considered current assets. |
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74. Current Liabilities (n.) | หนี้สินหมุนเวียน | Current liabilities must be paid within the fiscal year. |
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75. Default (n., v.) | การผิดนัดชำระ | They defaulted on their loan payments. |
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76. Deferred Income (n.) | รายได้รอการรับรู้ | Deferred income is recorded as a liability until it is earned. |
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77. Deflation (n.) | เงินฝืด | Deflation can lead to decreased consumer spending. |
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78. Derivative (n.) | ตราสารอนุพันธ์ | Derivatives are financial instruments whose value is derived from other assets. |
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79. Discount (n., v.) | ส่วนลด | They offered a 10% discount on all items. |
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80. Discretionary Income (n.) | รายได้หลังหักค่าใช้จ่าย | Discretionary income can be spent on non-essential items. |
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81. Dividend Yield (n.) | อัตราเงินปันผล | The dividend yield is a measure of a company's annual dividends divided by its share price. |
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82. Due Diligence (n.) | การตรวจสอบกิจการ | Due diligence is required before making any major investment. |
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83. Earnings (n.) | รายได้ | The company's earnings have grown consistently over the past five years. |
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84. Economic Indicator (n.) | ตัวชี้วัดทางเศรษฐกิจ | GDP is a key economic indicator used to measure a country's economic performance. |
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85. Escrow (n.) | เอสโครว์ | The funds are held in escrow until the conditions of the contract are met. |
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86. Exchange Rate (n.) | อัตราแลกเปลี่ยน | The exchange rate between the dollar and the euro fluctuates daily. |
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87. Expenditure (n.) | รายจ่าย | The government is reducing public expenditure to balance the budget. |
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88. Fair Market Value (n.) | มูลค่าตลาด | The fair market value of the property is determined by a professional appraisal. |
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89. Fiduciary (n.) | หน้าที่ไว้วางใจ | A fiduciary must act in the best interests of their clients. |
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90. Fixed Cost (n.) | ต้นทุนคงที่ | Rent is an example of a fixed cost. |
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91. Gross Profit (n.) | กำไรขั้นต้น | Gross profit is calculated by subtracting the cost of goods sold from total revenue. |
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92. Hedge Fund (n.) | กองทุนป้องกันความเสี่ยง | Hedge funds use various strategies to maximize returns while minimizing risk. |
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93. Income Statement (n.) | งบกำไรขาดทุน | The income statement provides a summary of the company's revenues and expenses. |
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94. Index Fund (n.) | กองทุนดัชนี | An index fund aims to replicate the performance of a specific index. |
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95. Initial Public Offering (n.) | การเสนอขายหุ้นต่อประชาชนครั้งแรก | The company raised capital through an initial public offering. |
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96. Installment (n.) | เงินผ่อน | He paid for the car in monthly installments. |
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97. Interest (n.) | ดอกเบี้ย | The interest on his savings account is compounded annually. |
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98. Inventory (n.) | สินค้าคงคลัง | The store is conducting an inventory check to determine stock levels. |
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99. Invoice (n., v.) | ใบแจ้งหนี้ | The invoice must be paid within 30 days. |
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100. Leverage (n., v.) | การใช้เงินกู้เพื่อการลงทุน | They used financial leverage to increase their investment returns. |
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